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Laka Club
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Complete
The complete bike insurance
Core
Essential insurance for you and your bike
Laka Club
Get third-party liability insurance & more awesome cycling perks
Health & Recovery Insurance
Recover better from accidents with specialist treatments & services
Glossary
It isn't easy when cycling and insurance collide! So join us as we try to bust cycling and insurance jargon - one word at a time. Check out our
Help Centre
for Laka insurance policy specific questions.
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H
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A
Accessory Cover
Insurance for additional cycling accessories like GPS devices, lights, and panniers.
B
Bicycle Breakdown Cover
Assistance and cover for mechanical failures of the bicycle while on a ride.
Bikepacking
A blend of biking and minimalist camping; similar to backpacking but with a bike.
C
Cycle Touring Insurance
Insurance for cyclists on long-distance rides, covering travel-related risks.
Cycle Path Rules
Regulations governing the use of designated cycle paths.
Cycle Helmet Laws
Regulations regarding the use of helmets while cycling.
Chainstay
Part of the bike frame that runs parallel to the chain.
The Collective
Once you have signed up for our collective cover, you are added in to The Collective of riders.
Custom Build Bike Insurance
Insurance specifically for custom-built bicycles, which may have unique coverage requirements.
Cycle to Work Scheme
A government initiative offering tax benefits on bikes purchased for commuting.
D
Derailleur Hanger
A part of the bike frame that the derailleur attaches to.
E
Electrically Assisted Pedal Cycles Regulations of 1983
Defines legal requirements for electric bikes in the UK.
Electric Bike Regulations
Laws specific to the use of electric bicycles.
Electric Bike Battery Cover
Specific coverage for the battery component of an electric bike.
F
Family Cover
Insurance that extends coverage to include bikes owned by family members living in the same household.
G
GPS Theft Tracking
Coverage or services involving GPS devices to track and recover stolen bicycles.
Groupset
The collection of mechanical parts, including gears, brakes, levers, and derailleurs.
Gravel Bike
A type of bike designed for a mix of off-road and on-road cycling.
H
Highway Code
The set of guidelines and rules for road users, including cyclists.
I
Insurance Excess
The amount paid out of pocket by the policyholder before insurance coverage kicks in.
J
No items found.
K
No items found.
L
Legal Expenses Insurance
Coverage for legal costs in case of disputes or claims related to cycling.
M
Mugging
Coverage for theft of the bike involving force or violence.
Multi-Bike Discount
Reduced premium rates for insuring more than one bike under the same policy.
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