You and your bike are covered in situations that matter with complete and cost-effective cover. Cover includes:
Unlike other outdated insurers, we don’t charge a fixed sum upfront. Instead, we calculate your premium based on the actual cost of claims that month.
Much fairer. That means your payments will vary, but your maximum contribution will be capped and some months you might pay nothing if nobody claims. Boom.
We’ll also show you exactly where your dough goes – fixing, replacing and helping fellow members get back on their bikes.
That means your payments will vary, but your maximum contribution will be capped and some months you might pay nothing if nobody claims.
Boom. We’ll also show you exactly where your dough goes – fixing, replacing and helping fellow members get back on their bikes.
Choose the value of your bike to get an idea of your monthly share.
Laka’s the new, smart way to insure your bike.
Forget everything you know about insurance. Discover our collective insurance. The Collective is a group of enthusiastic cyclists, connected by a common interest, their bikes. Just like other insurers, we do the necessary checks to prevent fraudulent claims and it’s also in the interest of everyone within The Collective to handle your bicycle as well as possible.
Laka's collective coverage means that the costs of the claims in The Collective are distributed monthly among all cyclists. If there are no claims in a month? Then you (and the rest of the collective) pay nothing at all. Fair enough.
We're a team of optimists that look out for each other. Our collective bicycle insurance is new, smart and different than usual. With Laka you'll never cycle alone.
When shit does hit the fan, we’ve got you. Claims are handled by experts and usually agreed within a day. With no depreciation or excess on replacement bike claims.
We're over annual contracts tying you down. And we’re sure you are too. So if you want to leave, you can anytime.
"Laka are literal bike-savers! My brand new Pinarello was stolen. Losing your bike is always a risk. When it happens it’s an awful feeling but getting a replacement of your choice couldn’t have been more easy with Laka and helped get back on the road."
"Basically the hype is real, which in today's world of cost cutting, pretend-optimised, overly complicated engagements with customer service is great. It just works, in exactly the same way many other companies don't when dealing with them."
"Amazing customer service, quick, responsive and spot on. I couldn't believe my whole claim was sorted in 2 days with plenty of flexibility. Insurance solutions from cyclist to cyclist is definitely for real, I strongly recommend Laka!"
" Just made my first claim and have been amazed at the support and service received. Want to call out Matt the bike guru who supported my claim, he resolved a stressful situation. Insurance isn't just about the fee you pay, it's the about the service you receive."