The Collective

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What does it mean to be in The Collective?

One of us. One of us. One of us. Being in The Collective means being part of a diverse community of riders across the EU, all backed by Laka.

When riders in The Collective make claims they are added to the claims pot. Each month, our fee is added and the cost is split between The Collective. This makes up your average cost. If the worst happens you are protected by the cap, the amount we’ll never charge you more than.The Collective is made up of bike lovers of all varieties from hardcore enthusiasts to cargo bike loving families to eBike fashionistas. Everyone that loves their bike is welcome - your monthly costs literally support fellow cyclists getting back on their wheels!

Join The Collective!

Everyone is invited & we welcome variety - no matter who you are, where you come from or what you ride - if you love cycling then you are in!

Related Resources

Need Bike Insurance?

Love your bicycle? Love Laka. Try our 5-star rated bike insurance.