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" Just made my first claim and have been amazed at the support and service received. Want to call out Matt the bike guru who supported my claim, he resolved a stressful situation. Insurance isn't just about the fee you pay, it's the about the service you receive."
"Highly recommend - has been a very competitive monthly cost, and excellent service when I needed to claim. Laka sent out mechanics to collect and check my bike and I was able to get my custom-fit race bike replaced within a week!"
"Basically the hype is real, which in today's world of cost cutting, pretend-optimised, overly complicated engagements with customer service is great. It just works, in exactly the same way many other companies don't when dealing with them."
"I don’t really do recommendations but I have to praise Laka. I recently had an accident on my bike and contacted Laka. This was genuinely the most painless experience ever. If your bike is your pride and joy you must use Laka."
"Amazing customer service, quick, responsive and spot on. I couldn't believe my whole claim was sorted in 2 days with plenty of flexibility. Insurance solutions from cyclist to cyclist is definitely for real, I strongly recommend Laka!"
"Laka are literal bike-savers! My brand new Pinarello was stolen. Losing your bike is always a risk. When it happens it’s an awful feeling but getting a replacement of your choice couldn’t have been more easy with Laka and helped get back on the road."
Unlike other outdated insurers, we don’t charge a fixed sum upfront. Instead, we calculate your premium based on the actual cost of claims that month. Much fairer.
That means your payments will vary, but your maximum contribution will be capped and some months you might pay nothing if nobody claims.
Boom. We’ll also show you exactly where your dough goes – fixing, replacing and helping fellow members get back on their bikes.
Unlike driving, insurance for road cycling isn’t enforced by law. So getting insurance cover for your road bike is your choice.
If you love your bike, you’ll want to make sure it’s fully insured.
A Laka policy can cover everything you need for road cycling. Theft, accidental damage, & loss. As well as travel cover for trips to your favourite worldwide cycling destinations, and race & event cover, be it road race, sportive, or crit.
Check out our article on what’s covered for more details, and if you need any extra help, contact us.
Absolutely. You can get insurance cover on all road bikes. Although you should check your policy details to make sure you have the right cover.
Some insurers, particularly home insurers, can have strict limits on the values you can insure for. A Laka policy can cover any bike between £300 to £15,000.
To find out the other types of bikes we can cover, check out our article.
Your road bike could be covered on your home insurance policy. However, claiming can often come with a hefty excess, impact your no-claims bonus, or increase your premium. You should also check your policy wording for the details of what is and isn’t covered.
Some things to look out for include the max value limits, whether you’re covered outside of your home (like a theft from a bike rack), and for any specific details you might need (like travel or event cover).
