We calculate your premium retrospectively based on the cost of claims that month.
So it’ll go up (to your max cap) if more people claim and down if people don’t.
Yes! Top-notch mountain bike and electric mountain bike insurance lets us ride to the limit. With a Laka policy we can cover your mountain bikes and E-MTBs. We can also cover your mountain bike clothing and accessories too.
We cover any mountain bike between £300 and £15,000. If you need help don’t hesitate to contact us.
Insurance for mountain bikers isn’t enforced by law. So whether you opt for specialist mountain biking insurance is your choice.
If you’re a passionate mountain biker that loves your bike you’ll want specialist insurance that covers all of the details.
Our mountain bike insurance is built tough enough to survive any black run. Theft (from home or your vehicle), accidental damage & loss is included. As well as worldwide travel cover and racing (be it enduro, XC or downhill).
To view our full coverage check the policy wording. And if you need help, contact us.