" Just made my first claim and have been amazed at the support and service received. Want to call out Matt the bike guru who supported my claim, he resolved a stressful situation. Insurance isn't just about the fee you pay, it's the about the service you receive."
"Highly recommend - has been a very competitive monthly cost, and excellent service when I needed to claim. Laka sent out mechanics to collect and check my bike and I was able to get my custom-fit race bike replaced within a week!"
"Basically the hype is real, which in today's world of cost cutting, pretend-optimised, overly complicated engagements with customer service is great. It just works, in exactly the same way many other companies don't when dealing with them."
"I don’t really do recommendations but I have to praise Laka. I recently had an accident on my bike and contacted Laka. This was genuinely the most painless experience ever. If your bike is your pride and joy you must use Laka."
"Amazing customer service, quick, responsive and spot on. I couldn't believe my whole claim was sorted in 2 days with plenty of flexibility. Insurance solutions from cyclist to cyclist is definitely for real, I strongly recommend Laka!"
"Laka are literal bike-savers! My brand new Pinarello was stolen. Losing your bike is always a risk. When it happens it’s an awful feeling but getting a replacement of your choice couldn’t have been more easy with Laka and helped get back on the road."
Choose the value of your bike to get an idea of your contribution.
We calculate your premium retrospectively based on the cost of claims that month.
So it’ll go up (to your max cap) if more people claim and down if people don’t.
Yes! Top-notch mountain bike and electric mountain bike insurance lets us ride to the limit. With a Laka policy we can cover your mountain bikes and E-MTBs. We can also cover your mountain bike clothing and accessories too.
We cover any mountain bike between £300 and £15,000. If you need help don’t hesitate to contact us.
Insurance for mountain bikers isn’t enforced by law. So whether you opt for specialist mountain biking insurance is your choice.
If you’re a passionate mountain biker that loves your bike you’ll want specialist insurance that covers all of the details.
Our mountain bike insurance is built tough enough to survive any black run. Theft (from home or your vehicle), accidental damage & loss is included. As well as worldwide travel cover and racing (be it enduro, XC or downhill).
To view our full coverage check the policy wording. And if you need help, contact us.