Mountain Bike Insurance

Insure your mountain bike with Laka's 5-star rated bicycle insurance.
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Backed by Laka

5-Star Rated
Mountain Biking Insurance

Laka's 5-star claims service is an experience so good, you'll actually want to claim.
Voted 'Best Cycle Insurance Provider' for 5 years running.
But don't take it from us. Here's what the collective have to say.

What it costs

per month
per month
per month
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We calculate your premium retrospectively based on the cost of claims that month.

So it’ll go up (to your max cap) if more people claim and down if people don’t.

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The Laka Experience

  • 1
    Add your bike, clothing and gear to your policy in a matter of minutes.
  • 2
    We’ll estimate your monthly contribution.
  • 3
    Pay nothing upfront, because all claims are split fairly at the end of each month.
  • 4
    Keep your gear up to date and tell us when you buy any new stuff.
  • 5
    If shit hits the fan, claim, and experience our team move mountains to get you back in the saddle.
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Any questions? Here's some frequently asked questions about mountain bike insurance. If you're looking for other info about Laka try our Help Center.
  • Yes! Top-notch mountain bike and electric mountain bike insurance lets us ride to the limit. With a Laka policy we can cover your mountain bikes and E-MTBs. We can also cover your mountain bike clothing and accessories too. 

    We cover any mountain bike between £300 and £15,000. If you need help don’t hesitate to contact us.

  • Insurance for mountain bikers isn’t enforced by law. So whether you opt for specialist mountain biking insurance is your choice.

    If you’re a passionate mountain biker that loves your bike you’ll want specialist insurance that covers all of the details.

    Our mountain bike insurance is built tough enough to survive any black run. Theft (from home or your vehicle), accidental damage & loss is included. As well as worldwide travel cover and racing (be it enduro, XC or downhill).

    To view our full coverage check the policy wording. And if you need help, contact us.

Cycling liability and legal cover for £1.50 a month

Includes £2m cycle accident liability cover in case you cause damage or injury whilst riding your bike. Plus access to cycling legal support in case you're involved in an accident that wasn't your fault.
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