Unlike other outdated insurers, we don’t charge a fixed sum upfront. Instead, we calculate your premium based on the actual cost of claims that month. Much fairer.
That means your payments will vary, but your maximum contribution will be capped and some months you might pay nothing if nobody claims.
Boom. We’ll also show you exactly where your dough goes – fixing, replacing and helping fellow members get back on their bikes.
As we share all cost from members fairly with the collective, your payments vary but never exceed a guaranteed price.
Only the best specialists and treatments following an
accident or injury.
A curated list of partners and services to help you
come back stronger.
Following an accident or injury, immediate response will typically be provided by the NHS or your GP.
Your private medical care means Laka covers the cost of any necessary treatments recommended by a GP, up to £1,500.
Based on your injuries, your Laka Recovery Points can be used with our partners and services to regain fitness and build resilience.
It all sounds pretty good doesn’t it? Here’s how our monthly cost compares to other types of insurance.
You might already have travel or private medical insurance. But you might not know the limitations of your existing cover to you as a cyclist.
Like how travel insurance can be restricted to when you travel, not when you’re back home and starting recovery. Or how private medical insurance can cover you for high excesses, but is an expensive option targeted to more extreme cases.
Our recovery cover on the other hand is made especially with cyclists in mind.