Insurance like breaking the tape. Winner.

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Backed by Laka

What it costs

per month
per month
per month
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We calculate your premium based on the cost of claims that month. So it’ll go up (to your max cap) if more people claim and down if people don’t. On average being part of our collective is 25% cheaper than other traditional insurers.

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The Laka Experience

  • 1
    Add your bike and gear to your policy in a matter of minutes.
  • 2
    We’ll estimate your monthly contribution.
  • 3
    Pay nothing upfront, because all claims are split fairly at the end of each month.
  • 4
    Keep your gear up to date and tell us when you buy any new stuff.
  • 5
    If shit hits the fan, claim, and experience our team move mountains to get you back in the saddle.


Good question. We've been voted 'Best Cycle Insurance Provider' for 3 years running. We protect many of the largest last mile partners in the UK. We have a 5-star feedback rating. Plus, we'll provide you with the cover you need, for the price you need.
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