Triathlon Bike Insurance

Insure your tri bike with Laka's 5-star rated triathlon bike insurance.
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Triathlete
Backed by Laka

5-Star Rated
Triathlon Insurance

Laka's 5-star claims service is an experience so good, you'll actually want to claim.
Voted 'Best Cycle Insurance Provider' for 4 years running.
But don't take it from us. Here's what the collective have to say.
for 4 years running

" Just made my first claim and have been amazed at the support and service received. Want to call out Matt the bike guru who supported my claim, he resolved a stressful situation. Insurance isn't just about the fee you pay, it's the about the service you receive."

Ryan

"Highly recommend - has been a very competitive monthly cost, and excellent service when I needed to claim. Laka sent out mechanics to collect and check my bike and I was able to get my custom-fit race bike replaced within a week!"

Feodora

"Basically the hype is real, which in today's world of cost cutting, pretend-optimised, overly complicated engagements with customer service is great. It just works, in exactly the same way many other companies don't when dealing with them."

Valentin

"I don’t really do recommendations but I have to praise Laka. I recently had an accident on my bike and contacted Laka. This was genuinely the most painless experience ever. If your bike is your pride and joy you must use Laka."

James

"Amazing customer service, quick, responsive and spot on. I couldn't believe my whole claim was sorted in 2 days with plenty of flexibility. Insurance solutions from cyclist to cyclist is definitely for real, I strongly recommend Laka!"
‍

Sandro

"Laka are literal bike-savers! My brand new Pinarello was stolen. Losing your bike is always a risk. When it happens it’s an awful feeling but getting a replacement of your choice couldn’t have been more easy with Laka and helped get back on the road."

Jonny

How Much Does It Cost?

Choose the value of your bike to get an idea of your contribution.

£1000
£3500
£5000
£8
per month
£96
per year
£22
per month
£264
per year
£30
per month
£360
per year
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Triathlon Bike Insurance

WHAT'S COVERED

Theft

The big one! Triathlon bikes and accessories are covered against theft anywhere in the world. As long as you're using a Sold Secure Gold or Diamond lock. Even in transition areas!

Damage and Vandalism

Whether it’s a race crash or even damage in transit by a third party, you’re covered for any accidental damage to your bike and accessories. And if someone intentionally breaks your gear, we'll get it fixed or replaced pronto.

Loss

Don't be at loss if an airline or courier loses your bike or gear - you're covered with Laka.

Triathlons

Our triathlon insurance covers all tri events, at home and abroad. You’re even covered in transition areas. Read the exceptions if you’re racing at a professional level.

Travel for 120 days

Cycling abroad? Your gear is covered globally for up to 120 consecutive days. If you're ever planning to travel for longer than that, let us know and we can look at your options.

In or on your car

Breaking a car window is a lot easier than breaking a bike lock. So while we do cover bikes stored in and on cars, it's best if they're locked to something not easily removable with a Sold Secure Gold lock, or covered out of plain sight.

Emergency cash

We include £200 to make life easier after an accident or theft. Might be a temporary rental bike to get around or even a taxi home if you find yourself stranded somewhere.

Legal assistance

Cover for legal costs for pursuing a personal injury case after an accident that wasn’t your fault. Be it a driver or pothole.
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Full cover details

The Laka Experience

  • 1
    Add your bike and gear to your policy in a matter of minutes.
  • 2
    We’ll estimate your monthly contribution.
  • 3
    Pay nothing upfront, because all claims are split fairly at the end of each month.
  • 4
    Keep your gear up to date and tell us when you buy any new stuff.
  • 5
    If shit hits the fan, claim, and experience our team move mountains to get you back in the saddle.
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Cycling liability and legal cover for £1 a month

Includes £2m cycle accident liability cover in case you cause damage or injury whilst riding your bike. Plus access to cycling legal support in case you're involved in an accident that wasn't your fault.
Learn more