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Included in your membership is third-party liability insurance for cycling. Cover to protect you for personal liability should you damage someone else's property or injury to someone whilst out riding your bike.
No matter what you ride,
you're covered for:
Well, pretty much anyone on two wheels who wants personal liability insurance.
As a Laka customer you get access to Laka Legal Services. If you're involved in an accident that wasn't your fault our cycling legal services can help you claim compensation.
Whether you call it cycling liability insurance, third-party cycling liability insurance or personal cycling liability insurance - these are all different names for the same thing. Cover to protect you for any damage or injury you cause to someone else or their property when using your bicycle.
Legally you are not required to have cycling liability insurance. Unlike car insurance it's not a legal requirement. However it's worth thinking about getting as it could save you from legal fees if you become involved in an accident with a pedestrian or another road user which causes damage or injury to them.
British Cycling offers some memberships which including liability cover, the cheapest costing ÂŁ39 per year. So you would end up with two liability policies. It's worth being aware that if you're involved in an accident with another British Cycling member their liability policy will not cover this.
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