E-bike insurance like your newest ride. Innovative.

Protect your ride with electric bike insurance from Laka. 5-star rated bicycle insurance.
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E-Biker
Backed by Laka

WHAT IT MEANS
TO BE BACKED BY LAKA

Insurance Flipped

We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on the collective's claims.

The 80/20 rule

80% of your money goes straight back into the collective: fixing, replacing, helping, whatever. And the other 20% keeps our wheels spinning.

Pack mentality

Being part of Laka means committing to look after yourself and your stuff for the sake of the group. Think team first.

Got your back

When shit does hit the fan, we’ve got you. Claims are handled by experts and usually agreed within a day. With no depreciation or excess.

Never tied down

We're over annual contracts tying you down. And we’re sure you are too. So if you want to leave, you can anytime.

What it costs

Cube Attain GTC Pro - 105 - £1,499
£6
per month
£19
per month
£27
per month
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VOTED THE BEST. BY YOU.

Laka's 5-star claims service is an experience so good, you'll actually want to claim.
Voted 'Best Cycle Insurance Provider' for 3 years running.
But don't take it from us. Here's what the collective have to say.
Laka - Winner of Insurance Choice Awards 2020

FAQs

Any questions? Here are some frequently asked questions about e-bike insurance. If you're looking for other stuff about Laka try our Help Center.
  • Legally speaking there are no laws requiring you to have insurance for your e-bike provided your bike is classified as an Electrically Assisted Pedal Cycle (EPAC). However given the higher cost of e-bikes it's worth considering electric bike insurance with Laka which will cover your e-bike against theft and accidental damange in case something bad happens!

  • This depends on your policy and it's certainly worth checking the details. Some home insurance policies will cover bicycles however there are often limitations and drawbacks. For example there might be a single-item limit below the cost of your ebike. You might be looking at a hefty excess levels and they might not cover you away from your home. Check out our article on insuring your bicycle on your home insurance here.

  • The cost of insuring your e-bike depends on how much it's worth. If you're looking to protect your electric bike against things like theft or damage hit get a quote for your personal quote from Laka.

  • The answer is simple, at Laka, yes it does. It's a good question as unfortunately batteries in particular can be vulnerable to theft. But if you're backed by Laka you can add all your gear and accessories too.

  • Yes! Join the Laka Club and you can get liability cover to for just £1 per month alongside stacks of great cycling perks. Laka's cover will protect your for up to £2m of cover should you damage someone else's property or injure them whilst riding your e-bike. As long as your e-bike is classified as an electronically assisted pedal vehicle.