Supercharge your bike subscription package by embedding a customer-first, innovative, 5* insurance experience for you and your customers.
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3 reasons why you should choose laka

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  • 1
    Driving Bike Change Through Top-notch Bike Insurance
    Getting more people cycling is what we do. By taking care of the nasty stuff, bike thefts, accidental damage, you name it, our customer-first insurance makes it easier for people to choose pedal-power.
  • 2
    Super fast, in-house, 5* claims
    We deal with your bike claims personally. Our efficient and specialist team are 5* rated and relentless in their goal - getting your bikes and riders back on the road.
  • 3
    Insurance For When You Need It
    Bike subscriptions change fast. Easily add and remove bikes, and the benefits of our insurance are immediately passed through to whoever is riding your bikes.

we're rewriting the rules of insurance

We’re Laka, and we’ve created collective insurance. It’s transparent, fair and generally rad. Unlike old fashioned insurers (yawn) who can be reluctant to eat into their profits, we’re a pack of optimists and are motivated to settle your claims. Refreshing, right?

How does it work? We operate with daily pricing based on the actual cost of claims, aligning interest with businesses. Reflecting the costs of claims, your payments will vary, but your maximum contribution will be capped.
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Commercial Bike Subscription Insurance



(Bikes / E-Bikes / E-Cargo)


The big one. Bikes, e-bikes and accessories are covered against theft. Just check our lock requirements first.


You’re covered for any accidental damage to your gear. Whether it’s a traffic accident or even damage in transit by a third party. But you can trust us to get you back up to speed ASAP.

YOUR riders

Emergency Cover

Laka covers anyone using your bikes. So if your rider is stranded, or has had an accident, we'll pay the costs of getting them back home or to the workplace. And we even cover the cost of a rental bike (when needed).

If you're a leasing business, the same applies. When your customer is in a sticky situation, we'll cover the costs so you can get them moving ASAP.

Legal Services

Cover for legal costs for pursuing a personal injury case after an accident that wasn’t your riders fault.

and to make things even easier

£0 Excess

No excess to pay on claims.

Fulfilment costs

Laka covers the costs to fulfil your claims.

No depreciation on assets

We repay or replace based on the value of the asset as stated in your policy documents. In full.

Not our words, yours

“The insurance industry could seem very faceless. And that's not something that I would say about Laka. I think the customer experience is just really, really positive. I can't speak highly enough about it.” - Tom Young, Operations at DASH

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