" Just made my first claim and have been amazed at the support and service received. Want to call out Matt the bike guru who supported my claim, he resolved a stressful situation. Insurance isn't just about the fee you pay, it's the about the service you receive."
"Highly recommend - has been a very competitive monthly cost, and excellent service when I needed to claim. Laka sent out mechanics to collect and check my bike and I was able to get my custom-fit race bike replaced within a week!"
"Basically the hype is real, which in today's world of cost cutting, pretend-optimised, overly complicated engagements with customer service is great. It just works, in exactly the same way many other companies don't when dealing with them."
"I don’t really do recommendations but I have to praise Laka. I recently had an accident on my bike and contacted Laka. This was genuinely the most painless experience ever. If your bike is your pride and joy you must use Laka."
"Amazing customer service, quick, responsive and spot on. I couldn't believe my whole claim was sorted in 2 days with plenty of flexibility. Insurance solutions from cyclist to cyclist is definitely for real, I strongly recommend Laka!"
"Laka are literal bike-savers! My brand new Pinarello was stolen. Losing your bike is always a risk. When it happens it’s an awful feeling but getting a replacement of your choice couldn’t have been more easy with Laka and helped get back on the road."
Your bike(s), helmet, clothing, GPS and a whole lot more is covered. And that’s without excess and always for its original value.
Claims are handled by a team of cyclists. Meaning you’ll always be helped by real-life experts that know what you’re going through.
Depending on who you’re insured with, the cost of your bicycle insurance can vary a lot. Your location, the crime rate, and the model of bicycle can also impact your bicycle insurance costs.
Our costs are based on the value of your bike only. And our quick quote allows you to get an idea of your costs in an instant. Our bicycle insurance starts at £5 a month.
We’ll show you what you can expect to pay in a month and your cap (the maximum you’ll ever pay in a month).
The cost of our customer’s claims are divided equally between each other at the end of the month. It’s a fairer way of doing things.
To see how much you would pay, get a quote.
Bicycle insurance is for helping you get back on your bike.
Whether it’s because of a theft, damage to your bike, or even if it’s lost by a third party, bicycle insurance will help you recover your gear.
We cover more than most insurance policies. With Laka you’ll get cover for:
- Theft: from your home and when elsewhere
- Damage and vandalism
- Worldwide travel for cycling abroad
- Being stored in or on your car
- Emergency cash: for a rental bike or even a taxi if you’re stranded
- Legal assistance
For the full details of cover, check the policy wording.
Insurance for bicycles isn’t enforced by law. So whether you opt for cycling insurance is your choice.
But bicycles can be expensive. So getting insurance for bikes can be a real life saver. Especially if your bike is important to you.
Having cycling cover will protect you in case your bike was to get stolen or damaged.
The best way to protect your pride and joy is through a solid insurance policy.
Not always. We recommend you always check the details in your policy wording. If your policy includes bicycle insurance, check for the small print.
You might have a hefty excess and they might not include cover for when you're out of your home. Your home insurance could have a single-item limit under the value of your bike too.
Read our article on insuring your bicycle on your home insurance for more details.