Health & Recovery

ADD COVER

Cover medical bills and get access to leading recovery services to regain your fitness

BIKES & Gear

ADD COVER

Have your bikes and accessories replaced or repaired in no time

ADD A BIKE

Your monthly share

Bicycle Insurance

£0

Recovery Insurance

£0

You will usually pay around

£0

But never more than

£0

I have a referral code

Referral credit applied!

You selected both covers. Let's set up your bikes first and then move on to adding recovery insurance.

Continue

NOT ALL BICYCLE INSURANCE IS CREATED EQUALLY

Bikes are just the beginning

Your bike(s), helmet, clothing, GPS and a whole lot more is covered. And that’s without excess and always for its original value.

Handled by bike nerds

Claims are handled by a team of cyclists. Meaning you’ll always be helped by real-life experts that know what you’re going through.

Bicycle Cover

WHAT'S COVERED

Theft

The big one. Bikes and accessories are covered against theft anywhere in the world. As long as you’re using a Sold Secure Gold lock.

Damage and Vandalism

Whether it’s a traffic accident, race crash, even damage in transit by a third party, you’re covered for any accidental damage to your bike and accessories. And if someone intentionally breaks your gear, we'll get it fixed or replaced pronto.

Loss

Don’t be at loss if an airline or courier loses your bike or gear – you’re covered with Laka.

Races and triathlons

Sportives are a huge part of cycling, so of course we include them in our cover. You’re even covered in transition areas during triathlons. Read the exceptions if you’re racing at professional level.

In or on your car

Breaking a car window is a lot easier than breaking a bike lock. So while we do cover bikes stored in and on cars, it’s best if they’re locked to something not easily removable, with a Sold Secure Gold lock, or covered out of plain sight.

Travel for 60 days

Your gear is covered globally for up to 60 consecutive days. If you’re ever planning to travel for longer than that, let us know and we can look at your options.

Emergency cash

We include £200 to make life easier after an accident or theft. Might be a temporary rental bike or a taxi home if you find yourself stranded somewhere.

Get a quote

Full cover details

The Laka Experience

1
Add your bike and gear to your policy in a matter of minutes.
2
We’ll estimate your monthly contribution.
3
Pay nothing upfront, because all claims are split fairly at the end of each month.
4
Keep your gear up to date and tell us when you buy any new stuff.
5
If shit hits the fan, claim, and experience our team move mountains to get you back in the saddle.