YOUR BIKE DESERVES THE BEST

As part of the Laka collective you’ll always ride with quality, comprehensive, cost-effective cover. So whether it’s a pothole that buckled your wheel, or some knob that nicked your bike – when they mess with one of us, they mess with all of us.

NOT ALL BICYCLE INSURANCE IS CREATED EQUALLY

Bikes are just the beginning

Your bike(s), helmet, clothing, GPS and a whole lot more is covered. And that’s without excess and always for its original value.

Handled by bike nerds

Claims are handled by a team of cyclists. Meaning you’ll always be helped by real-life experts that know what you’re going through.

Bicycle insurance

WHAT'S COVERED

Theft

The big one! Bikes, e-bikes, and accessories are covered against theft anywhere in the world. As long as you're using a Sold Secure Gold or Diamond lock.

Damage and Vandalism

Whether it’s a traffic accident, race crash, even damage in transit by a third party, you’re covered for any accidental damage to your bike and accessories. And if someone intentionally breaks your gear, we'll get it fixed or replaced pronto.

Third-party Loss

Don’t be at loss if an airline or courier loses your bike or gear – you’re covered with Laka.

Races and triathlons

Sportives are a huge part of cycling, so of course we include them in our cover. You’re even covered in transition areas during triathlons. Read the exceptions if you’re racing at professional level.

In or on your car

Breaking a car window is a lot easier than breaking a bike lock. So while we do cover bikes stored in and on cars, it’s best if they’re locked to something not easily removable, with a Sold Secure Gold lock, or covered out of plain sight.

Travel for 120 days

Your gear is covered globally for up to 120 consecutive days. If you’re ever planning to travel for longer than that, let us know and we can look at your options.

Emergency cash

We include ÂŁ200 to make life easier after an accident or theft. Might be a temporary rental bike or a taxi home if you find yourself stranded somewhere.

Legal assistance

Cover for legal costs for pursuing a personal injury case after an accident that wasn’t your fault. Be it a driver or pothole.

remind me later

Current policy coming up for renewal? Waiting for new bike day?Let us know when you want a reminder and we'll drop you an email.
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The Laka Experience

  • 1
    Add your bike and gear to your policy in a matter of minutes.
  • 2
    We’ll estimate your monthly contribution.
  • 3
    Pay nothing upfront, because all claims are split fairly at the end of each month.
  • 4
    Keep your gear up to date and tell us when you buy any new stuff.
  • 5
    If shit hits the fan, claim, and experience our team move mountains to get you back in the saddle.
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Cycling liability and legal cover for ÂŁ1 a month

Includes ÂŁ2m cycle accident liability cover in case you cause damage or injury whilst riding your bike. Plus access to cycling legal support in case you're involved in an accident that wasn't your fault.
Learn more

WHAT KIND
OF CYCLIST
ARE YOU?

Laka is for all cyclists. Click a profile below to see how benefits are tailored to different riders and their gear.