If you have an accident on or off the bike we’ll pay for the cost of an injury assessment up to £50 and any medical treatment you need to help you recover from any injury you’ve suffered and get back on your bike ASAP, up to £1,500. We consider an accident to be any sudden, unforeseen and identifiable occurrence.

In addition, to aid your recovery you’ll receive Laka Recovery Credits that can be exchanged for Laka Recovery Benefits.

Traveling around the world

You’ll also be covered globally for up to 120 consecutive days, perfect for that training camp in Mallorca.

If you’re planning a trip of more than 120 days  in one stretch please get in touch so we can discuss your options.

Taking part in sportives and races

Sportives like the Prudential RideLondon are a huge part of cycling and are included in our cover.

That is unless you:

  • Get paid to participate e.g. receive an appearance fee or salary to participate.

What isn't covered?

The Laka Recovery Policy only covers you when you have an accident and suffer an injury.

If you need cover for your bike or third-party liability, check out our cover here.

If you need cover for anything else then contact our Customer Success team and we’ll be happy to help.

We’re sorry, the Recovery Policy won’t cover you whilst you’re taking part in professional sports or any occupational activities as a member of the armed forces, professional entertainer, commercial ship crew, aircrew or cabin crew or as an underground miner.

Check out the full policy documents detailing our cover here, or ask one of the Customer Success team if you have any questions.