At the end of the month you’ll receive a billing email showing your share of the month's claims cost and how much we are going to charge you.

We charge you based on the cost of claims that have occurred in the previous month. 80% of which will be the cost of fulfilling claims, 20% will be our fee.

This total is then split proportionally across the collective. Every extra £ in gear value increases your share.

If it's your first month with us, don't worry! We don't charge you for the whole month - just for the days after you signed up. Your policy will roll over at the beginning of the next month and we'll start the calculation afresh.

Fair and square.

As always, if you need help, contact us.