We’re partnered with some of Europe's best brands to embed a business-first, innovative, 5* insurance experience for you and your customers.
Get a quote

3 reasons why you should choose laka

Get a quote
  • 1
    Flexible Cover Tailored To Your Customers
    Get insurance cover designed for you. Choose the level of coverage that best fits your needs and budget. This means you can have the right insurance protection without having to pay for unnecessary coverage. Efficient or what?
  • 2
    Super fast, in-house, 5* claims
    We deal with your fleet claims personally. Our efficient and specialist team are 5* rated and relentless in their goal - getting businesses back on the road.
  • 3
    Minimum-fuss, maximum innovation
    Bike leasing can be complex with too many systems to keep up to date. We integrate with your fleet management platform, Captur, to automate your fleet insurance and reporting, saving you days of hassle!

we're rewriting the rules of insurance

We’re Laka, and we’ve created collective insurance. It’s transparent, fair and generally rad. Unlike old fashioned insurers (yawn) who can be reluctant to eat into their profits, we’re a pack of optimists and are motivated to settle your claims. Refreshing, right?

How does it work? We operate with daily pricing based on the actual cost of claims, aligning interest with businesses. Reflecting the costs of claims, your payments will vary, but your maximum contribution will be capped.
Get a quote


Commercial Bike Leasing Insurance


Your bike leasing fleet

(Bikes / E-Bikes / E-Cargo)


The big one. Bikes, e-bikes and accessories are covered against theft. Just check our lock requirements first.


You’re covered for any accidental damage to your gear. Whether it’s a traffic accident or even damage in transit by a third party. But you can trust us to get you back up to speed ASAP.

YOUR riders

Emergency Cover

Laka covers anyone using your bikes. So if your rider is stranded, or has had an accident, we'll pay the costs of getting them back home or to the workplace. And we even cover the cost of a rental bike (when needed).

If you're a leasing business, the same applies. When your customer is in a sticky situation, we'll cover the costs so you can get them moving ASAP.

Legal Services

Cover for legal costs for pursuing a personal injury case after an accident that wasn’t your riders fault.

and to make things even easier

£0 Excess

No excess to pay on claims.

Fulfilment costs

Laka covers the costs to fulfil your claims.

No depreciation on assets

We repay or replace based on the value of the asset as stated in your policy documents. In full.

Not our words, yours

"With Laka we’ve found a partner who will work with (instead of against) us to offer our customers the best possible cargo solution for inner cities"

Get a quote