cycling liability insurance and perks

For just £1 per month join the Laka Club and get third-party liability cover. Plus stacks of awesome cycling perks.
Join club
Backed by Laka

The Laka club

The only bike membership you need. Providing you with cycle accident liability insurance and great cycling discounts.
All for just £1 month with no contract. Pause or cancel anytime.

Third-party cycling liability

Comprehensive cover for personal liability when you're out cycling. Get that added peace of mind, just in case.

Cycling discounts

Sweet discounts on cycling gear and goodies. From locks and lights to navigation and nutrition. Everything you need for the ride.

Join now

What's covered with cycle liability insurance?


Included in your membership is third-party liability insurance for cycling. Cover to protect you for personal liability should you damage someone else's property or injury to someone whilst out riding your bike.

YOUR liability COVER

No matter what you ride,
you're covered for:

Up to £2,000,000 you are liable to pay including legal costs if you injure someone or damage their property whilst using your bike
International trips for up to 60 days per trip (excluding USA / Canada)


Well, pretty much anyone on two wheels who wants personal liability insurance.

Riding any bike on the daily commute, weekend rides or overseas adventures as long as it's not for commercial use
Racing, cycling events and any timed events as long as you aren't receiving an appearance fee or salary to take part

What you get


How we
stack up

We’ve made it straightforward for you to see how much you can save with Laka. Join the Laka club now.

Price quoted from British Cycling displays the British Cycling Ride Membership 12 month package. This membership package contains other benefits. Cycling UK quote based on annual full adult membership. This membership package contains other benefits. This comparison considers the cost of memberships, it does not consider any benefits which may or may not form part of a membership. Rates are illustrative; you must visit other sites to obtain a full quote. All quotes are correct as on 06/07/2020.
How much is British Cycling membership cost compared to Laka



Sign up

Hit Join now and start our quick and slick sign up. Add your details and tell us a little bit about your bike.


First month is on us

We won't charge you until your first full month. So the rest of this month is on us! From then on it's just £1 a month.


You're in

You'll be backed by Laka for liability and have access to our club discounts! You'll be charged £1 at the end of each month.

Join now


Any questions? Here are some frequently asked questions about third-party liability and the Laka Club. If you're looking for other stuff about Laka try our Help Center.