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Laka Club
Health & Recovery Insurance
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The complete bike insurance
Core
Essential insurance for you and your bike
Laka Club
Get third-party liability insurance & more awesome cycling perks
Health & Recovery Insurance
Recover better from accidents with specialist treatments & services
Glossary
It isn't easy when cycling and insurance collide! So join us as we try to bust cycling and insurance jargon - one word at a time. Check out our
Help Centre
for Laka insurance policy specific questions.
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N
No items found.
O
No items found.
P
Personal Accident Insurance
Coverage for the cyclist in case of injuries sustained while riding.
Pavement Cycling Law
Regulations regarding cycling on pavements, generally prohibited unless marked as a cycle path.
Q
Quick Release
A mechanism that allows for fast removal of wheels and seat posts without tools.
R
No items found.
S
Singletrack
A narrow biking trail that is approximately the width of the bike.
T
Theft from Vehicle Cover
Coverage for bikes stolen from a locked vehicle.
Third-Party Liability
Insurance covering the insured's legal liability for damages caused to a third party.
U
No items found.
V
Vintage Bike Insurance
Coverage for antique or vintage bicycles, which might have different insurance needs.
W
Wear and Tear Exclusion
An insurance clause stating that damage from regular use or ageing is not covered.
Worldwide Travel Insurance
Insurance protection for you and your bike while travelling abroad.
X
No items found.
Y
No items found.
Z
Zero Depreciation
Policy feature where the insurer replaces a stolen or damaged bike with a new one of equal value.
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