pro

The ultimate bike insurance

Damage and Vandalism
Theft
Third-Party Loss
Races and Triathlons
Worldwide Travel
Our award-winning, all out insurance product.
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YOUR COVERAGE WITH PRO

The ultimate bike insurance package. Cover includes:

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Theft

The big one! Bikes, e-bikes, and accessories are covered against theft anywhere in the world. As long as you're using a Sold Secure Gold or Diamond lock.
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Damage and vandalism

Whether it’s a traffic accident, race crash, even damage in transit by a third party, you’re covered for accidental damage to your bike and accessories. Someone intentionally breaks your gear? We'll get it fixed or replaced pronto.
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Third-party Loss

Don’t be at loss if an airline or courier loses your bike or gear – you’re covered with Laka.
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In or on your car

Breaking a car window is a lot easier than breaking a bike lock. So while we do cover bikes stored in and on cars, it’s best if they’re locked to something not easily removable, with a Sold Secure Gold lock, or covered out of plain sight.
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Emergency Cash

We include £200 to make life easier after an accident or theft. Might be a temporary rental bike or a taxi home if you find yourself stranded somewhere.
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Races and Triathlons

Sportives are a huge part of cycling, so of course we include them in our cover. You’re even covered in transition areas during triathlons. Read the exceptions if you’re racing at professional level.
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Travel for 120 days

Your gear is covered globally for up to 120 consecutive days. If you’re ever planning to travel for longer than that, let us know and we can look at your options.
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Third-party Liability

If you damage someone else’s property or injure them whilst riding your bike.
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Legal Assistance

Cover for legal costs for pursuing a personal injury case after an accident that wasn’t your fault. Be it a driver or pothole.
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5 REASONS WHY YOU WANT TO INSURE YOUR BIKE WITH LAKA

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  • Flexible cover - no annual subscription, you can pause or cancel anytime
  • Pay nothing upfront - all claims are split fairly at the end of each month
  • No depreciation & £0 excess on your new bike
  • Your claims are handled in-house by cycling experts who know how your bike works
  • 5-star claims experience - claims are usually agreed within a day

The collective

Laka’s the new, smart way to insure your bike.

Forget everything you know about insurance. Discover our collective insurance. The Collective is a group of enthusiastic cyclists, connected by a common interest, their bikes. Just like other insurers, we do the necessary checks to prevent fraudulent claims and it’s also in the interest of everyone within The Collective to handle your bicycle as well as possible.

Laka's collective coverage means that the costs of the claims in The Collective are distributed monthly among all cyclists. If there are no claims in a month? Then you (and the rest of the collective) pay nothing at all. Fair enough.

What makes us different

Pack mentality

We're a team of optimists that look out for each other. Our collective bicycle insurance is new, smart and different than usual. With Laka you'll never cycle alone.

We're here for you

When shit does hit the fan, we’ve got you. Claims are handled by experts and usually agreed within a day. With no depreciation or excess on replacement bike claims.

Never tied down

We're over annual contracts tying you down. And we’re sure you are too. So if you want to leave, you can anytime.

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VOTED THE BEST CYCLE INSURANCE PROVIDER. BY YOU.

FOr 6 years running

Laka's 5-star claims service is an experience so good, you'll actually want to claim.
Voted 'Best Cycle Insurance Provider' for 6 years running.
But don't take it from us. Here's what the collective have to say.