Insurance like ditching the TUBE. Refreshing.

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Commuter
Backed by Laka

Road bike insurance

Fresh on two wheels, a weekend coffee and cake rider or a cracking crit racer – whatever your type of ride, you need cover that’s ahead of the pack. Cover your bike and gear with Laka’s 5-star rated bicycle insurance.

What it costs

Choose the value of your bike to get an idea of your contribution.

£1000
£3500
£5000
£8
per month
£96
per year
£22
per month
£264
per year
£30
per month
£360
per year
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WHY IT VARIES

We calculate your premium retrospectively based on the cost of claims that month.

So it’ll go up (to your max cap) if more people claim and down if people don’t.

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Bicycle Cover

WHAT'S COVERED

Theft

Your trusty ride to work is covered against theft anywhere in the world. As long as you're using a Sold Secure Gold lock.

Damage and Vandalism

Whether it's a traffic accident or even damage in transit by a third party, you're covered for any accidental damage to your bike and accessories. And if someone intentionally breaks your gear, we'll get it fixed or replaced pronto.

Loss

Don't be at loss if a courier or airline loses your bike or gear - you're covered with Laka.

Travel for 120 days

Your gear is covered globally for up to 120 consecutive days. If you're ever planning to travel for longer than that, let us know and we can look at your options.

In or on your car

Breaking a car window is a lot easier than breaking a bike lock. So while we do cover bikes stored in and on cars, it's best if they're locked to something not easily removable with a Sold Secure Gold lock, or covered out of plain sight.

Emergency cash

We include £200 to make life easier after an accident or theft. Might be a temporary rental bike to get you to work or a taxi home if you find yourself stranded somewhere.

Legal assistance

Cover for legal costs for pursuing a personal injury case after an accident that wasn’t your fault. Be it a driver or pothole.
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Full cover details

The Laka Experience

  • 1
    Add your bike, clothing and gear to your policy in a matter of minutes.
  • 2
    We’ll estimate your monthly contribution.
  • 3
    Pay nothing upfront, because all claims are split fairly at the end of each month.
  • 4
    Keep your gear up to date and tell us when you buy any new stuff.
  • 5
    If shit hits the fan, claim, and experience our team move mountains to get you back in the saddle.
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