Activate 12 months free bike cover

Free protection for your Saracen bike from Laka - the UK's best cycle insurance provider.

  • Theft

    Cover at home and on the go (including mugging). Your bike, battery, gear & accessories replaced with the latest model.
  • Damage

    Whether it’s a traffic accident, crash, even damage in transit by a third party, you’re covered for any accidental damage to your bike, clothing and accessories.
  • Legal costs

    For pursuing a personal injury case after an accident that wasn’t your fault. Be it a driver or pothole.
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5 REASONS WHY YOU WANT TO INSURE YOUR BIKE WITH LAKA

Activate Offer
  • 1
    Comprehensive theft and damage cover for all your bikes, accessories and clothing
  • 2
    No depreciation & £0 excess on your bike
  • 3
    Your claims are handled in-house by cycling experts who know how your bike works
  • 4
    Super fast, 5-star claims experience - claims are usually agreed within a day
  • 5
    Be never tied down, with monthly renewals and instant & free cover adjustments

your Offer Explained

We’ve partnered with Saracen to provide you with an exclusive offer on your bike. It’s as easy as buying a bike, activating your free insurance, and riding with peace of mind from your very first wheel spin.

Terms and Conditions Apply

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YOUR COVERAGE

You and your bike are covered in situations that matter with complete and cost-effective cover. Cover includes:

covered

Theft

At home and on the go (including mugging). Your bike, battery, gear & accessories replaced with the latest model.
covered

Damage

Whether it’s a traffic accident, crash, even damage in transit by a third party, you’re covered for any accidental damage to your bike, clothing and accessories.
covered

Legal Costs

For pursuing a personal injury case after an accident that wasn’t your fault. Be it a driver or pothole.
covered

Excess-free bike claims

We won't penalise you if you claim for a replacement bike. Approved claims are paid in full and we won't put your price up after a claim.
covered

Bike rental

To keep you moving when you’re without your bike. Rent a bike and ride free.
covered

Household discount

50% off any extra bikes you add to your policy.
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Laka - What's Covered

VOTED THE BEST CYCLE INSURANCE PROVIDER. BY YOU.

FOr 6 years running

Laka's 5-star claims service is an experience so good, you'll actually want to claim.
Voted 'Best Cycle Insurance Provider' for 6 years running.
But don't take it from us. Here's what the collective have to say.

What makes us different

Never tied down

We're over annual contracts tying you down. And we’re sure you are too. So if you want to leave, you can anytime.

The 80/20 rule

80% of your money goes straight back into the collective: fixing, replacing, helping, whatever. And the other 20% keeps our wheels spinning.

Insurance Flipped

We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on the collective's claims. We explain a little bit more about this below.

Got your back

When stuff goes wrong, we’ve got you. Claims are handled by experts and usually agreed within a day. With no depreciation or excess.

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