Activate 6 months free E-bike cover

Free protection for your Ridgeback e-bike from Laka - the UK's best cycle insurance provider.

  • Theft

    Cover at home and on the go (including mugging). Your bike, battery, gear & accessories replaced with the latest model.
  • Third-party liability

    If you damage someone else’s property or injure them whilst riding your bike.
  • Legal costs

    For pursuing a personal injury case after an accident that wasn’t your fault. Be it a driver or pothole.
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5 REASONS WHY YOU WANT TO INSURE YOUR BIKE WITH LAKA

Activate Offer
  • 1
    Comprehensive theft cover for all your bikes, accessories and clothing
  • 2
    Claims are handled by bicycle experts and usually agreed within a day
  • 3
    No excess and no depreciation means there are no sneakily reduced payouts
  • 4
    A fairer, collective insurance model in which we split all cost fairly
  • 5
    Be never tied down, with monthly renewals and instant & free cover adjustments

your Offer Explained

We’ve partnered with Madison to provide you with an exclusive Insurance offer for all 2023 Ridgeback e-bike models.
It’s as easy as buying a bike, activating your free insurance, and riding with peace of mind from your very first wheel spin.

Terms and Conditions Apply

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YOUR COVERAGE

You and your bike are covered in situations that matter with complete and cost-effective cover. Cover includes:

covered

Theft

At home and on the go (including mugging). Your bike, battery, gear & accessories replaced with the latest model.
covered

Third-party liability

If you damage someone else’s property or injure them whilst riding your bike.
covered

Legal Costs

For pursuing a personal injury case after an accident that wasn’t your fault. Be it a driver or pothole.
covered

Excess-free bike claims

We won't penalise you if you claim for a replacement bike. Approved claims are paid in full and we won't put your price up after a claim.
covered

Bike rental

To keep you moving when you’re without your bike.
covered

Household discount

50% off any extra bikes you add to your policy.
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Laka - What's Covered

VOTED THE BEST CYCLE INSURANCE PROVIDER. BY YOU.

FOr 6 years running

Laka's 5-star claims service is an experience so good, you'll actually want to claim.
Voted 'Best Cycle Insurance Provider' for 6 years running.
But don't take it from us. Here's what the collective have to say.

What makes us different

Never tied down

We're over annual contracts tying you down. And we’re sure you are too. So if you want to leave, you can anytime.

The 80/20 rule

80% of your money goes straight back into the collective: fixing, replacing, helping, whatever. And the other 20% keeps our wheels spinning.

Insurance Flipped

We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on the collective's claims. We explain a little bit more about this below.

Got your back

When stuff goes wrong, we’ve got you. Claims are handled by experts and usually agreed within a day. With no depreciation or excess.

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