Collective Cover for Cyclists by Laka | Bicycle Insurance

WHAT IT MEANS
TO BE BACKED BY LAKA

Fair, not fixed

We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on The Collective's claims.

Top notch claims experience

When shit does hit the fan, we’ve got you. Claims are handled by experts with no depreciation or excess on bike claims.

Never tied down

We're over 12 month contracts. Meaning if you want to upgrade, add travel / racing, or pause you can. Anytime.

our bicycle insurance products

Choose from our bike insurance options. But don’t sweat!  You’re not locked in for 12 months and can upgrade or downgrade for what you need, when you need it.

Our dependable bike insurance.

Core

Theft

Third Party Cycling Liability

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The complete bike insurance.

Complete

Theft

Third Party Cycling Liability

Crash & Accidental Damage

Roadside Recovery

Optional Racing and Travel

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need more cover?

health & rECOVERY

Accident & injury insurance

VOTED

BEST CYCLE

INSURANCE

Provider

By you.

Awarded 'Best Cycle Insurance Provider' for 7 years running.

Not our words.
Yours

"By far the best insurance company. Their ethos in trying to help the community is a truly innovative approach to insurance."

THE DAILY PEDAL

Stories, tips and insights from Laka crew.

The Best Insurance-Approved Bike Locks

The Best Insurance-Approved Bike Locks

Considering that every day, a staggering 1,100¹ bikes are stolen in the UK, how can you best guarantee that your bike will stay where you left it? The answer is investing in a tough-enough-to-deter-sneaky-bike-thieves insurance-approved bike lock.

Specialist Bike Insurance vs Home Insurance

Specialist Bike Insurance vs Home Insurance

Lots of people are put off by specialist bike insurance as they have already added their bike to their home insurance policy. Whilst home insurance bike cover might provide some protection, it’s certainly not a huge win for people who love their bike.

Unleashing Creativity on Two Wheels: Nic’s Strava Art Adventure

Unleashing Creativity on Two Wheels: Nic’s Strava Art Adventure

With Strava art gaining increasing popularity, the designs created by riders are becoming even more sophisticated, detailed and damn right impressive. So what’s it actually like trying to create art on your bike? Nicolas Georgiou tells all.

Here's How To Take Your Gravel Riding To The Next Level

Here's How To Take Your Gravel Riding To The Next Level

Jump into the world of gravel events, community rides or even racing. Here's how to start.