Protect
your bike
With
When sh*t happens, our Collective of cyclists has your back.
Zero excess on bike claims
No depreciation
Claims handled by bike experts
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Laka’s the new, smart way to insure your bike.
Forget everything you know about insurance. Discover our collective insurance. The Collective is a group of enthusiastic cyclists, connected by a common interest, their bikes. Just like other insurers, we do the necessary checks to prevent fraudulent claims and it’s also in the interest of everyone within The Collective to handle your bicycle as well as possible.
Laka's collective coverage means that the costs of the claims in The Collective are distributed monthly among all cyclists.


