Protect

your bike

With

When sh*t happens, our Collective of cyclists has your back.
Zero excess on bike claims
No depreciation
Claims handled by bike experts
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5 REASONS WHY YOU WANT TO INSURE YOUR BIKE WITH LAKA

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  • Flexible cover with no annual subscription
  • Pay nothing upfront - all claims are split fairly at the end of each month
  • No depreciation & £0 excess on your bike
  • Your claims are handled in-house by cycling experts who know how your bike works
  • Top-notch claims experience - awarded 'Best Cycle Insurance Provider' 8 years in a row
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The collective

Laka’s the new, smart way to insure your bike.

Forget everything you know about insurance. Discover our collective insurance. The Collective is a group of enthusiastic cyclists, connected by a common interest, their bikes. Just like other insurers, we do the necessary checks to prevent fraudulent claims and it’s also in the interest of everyone within The Collective to handle your bicycle as well as possible.

Laka's collective coverage means that the costs of the claims in The Collective are distributed monthly among all cyclists.

our bicycle
insurance products

Choose from our bike insurance options. But don’t sweat! 
You’re not locked in for 12 months and can upgrade or downgrade for what you need, when you need it.
Our dependable bike insurance.

Core

Theft
Third Party Cycling Liability
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The complete bike insurance.

Complete

Theft
Third Party Cycling Liability
Crash & Accidental Damage
Roadside Recovery
Optional Racing and Travel
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See Full Cover Benefits

need more cover?

health & rECOVERY

Accident & injury insurance

Trusted by:

WE’VE GOT YOU COVERED

No matter what you ride.

Cecil the City Rider

Riding around town is no mean feat. Cecil opts for Complete for all their commuter needs. Third party liability and legal included too? What’s not to love.

remi the roadie

By keeping their cover on Complete for 9 months of the year, Remi get’s the right cover for the right price. With a month on Core over the winter and two months with Travel & Racing in the Summer. Flexible? Hell Yeah!

Ellis the E-Biker

Bike theft - yuck! That’s why Ellis opts for covering their e-bike with Core all year round. If you’re concerned about accidental damage, simply choose Complete.

Glen the Graveleur

Gravel is all about the adventure! Glen adjusts their cover so that damage at home and abroad is covered when hitting epic adventures. The rest of the time, theft cover with Core does just fine.

Marin the MTBer

Shredding it whenever, wherever. Broken anything? No sweat. Marin goes for Complete all year round (which includes accidental damage). When the Alps are calling they’ll simply add the Travel add-on for their trip.

TJ the TT & Tri Specialist

With a super bike, TJ opts for Complete all year round. 50% multi bike discount too! Cover for TT’s and Triathlons are included with complete. The add-on is only required for licensed racing with a massed start. Read more here.

VOTED

BEST CYCLE

INSURANCE

Provider

By you.

Awarded 'Best Cycle Insurance Provider' for 8 years running.