liability cover and cycling perks

Join club
Backed by Laka

What you get


Included in your membership is third-party liability insurance. Cover to protect you for damage to someone else's property or injury to someone whilst out riding your bike.


No matter what you ride,
you're covered for:

Up to £2,000,000 you are liable to pay including legal costs if you injure someone or damage their property whilst using your bike
International trips for up to 60 days per trip (excluding USA / Canada)


Well, pretty much anyone on two wheels

Riding any bike on the daily commute, weekend rides or overseas adventures as long as it's not for commercial use
Racing, cycling events and any timed events as long as you aren't receiving an appearance fee or salary to take part

What you get


How we
stack up

We’ve made it straightforward for you to see how much you can save with Laka. Join the Laka club now.

Price quoted from British Cycling displays the British Cycling Ride Membership 12 month package. This membership package contains other benefits. Cycling UK quote based on annual full adult membership. This membership package contains other benefits. This comparison considers the cost of memberships, it does not consider any benefits which may or may not form part of a membership. Rates are illustrative; you must visit other sites to obtain a full quote. All quotes are correct as on 06/07/2020.



Sign up

Hit Join now and start our quick and slick sign up.


Pay £1

Add your details and tell us a little bit about your bike. Pay £1. That's it.


You're in

Done. You'll be backed by Laka for liability and have access to our club discounts!

Join now


Any questions? Here are some frequently asked questions about this offer. If you're looking for other stuff about Laka try our Help Center.
  • Does Laka offer cover for my bikes too?

    We sure do! You can enter your bike details when you join the club and we'll be delighted to give you a quote on our unique collective cover. You can also learn about our unique collective cover for bike insurance here.

  • I have cover with British Cycling do I need both?

    British Cycling offers some memberships which including liability cover, the cheapest costing £39 per year. So you would end up with two liability policies. It's worth being aware that if you're involved in an accident with another British Cycling member their liability policy will not cover this.

  • I already have bike insurance with Laka. Can I still unlock this offer?

    This special offer isn't available to existing customers. But don't worry, we got you. If you want to join the Laka Club you can still buy our normal price. The good news is, we'll immediately add that back in Laka credit off your next bill. Winner, winner.