Specialist bike insurance that goes further than you think.
Hassle-free claims
Built to payout
Flexible policies
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Whenever Wherever Whatever
(The Weather)
Whenever Wherever Whatever
(The Weather)
Bike insurance that's got your back.
Flexible terms
Comprehensive cover
Transparent pricing
WE’VE GOT YOU COVERED
No matter what you ride.
E-Bike Rider
Riding like the breeze, come rain or shine.
Gravel Grinder
Whether you're exploring your local area or getting deep into the wilderness.
Ultra Rider
Staying on the bike no matter what happens. Ride further and faster than you ever thought you could.
Reliable Roadie
Clocking up the kilometers and putting in the hours in the saddle no matter what.
Commuter
Getting from A to B in all weathers. Nothing stops you from battling the elements.
Cyclocross racer
Pushing the limits and bending the tape, no matter the conditions.
Weekend warrior
Shaking off the week and getting out there.
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WHY LAKA?
Fair, not fixed
We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on The Collective's claims.
Never tied down
We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on The Collective's claims.
Super-speedy claims
When shit does hit the fan, we’ve got you. Claims are handled by experts with no depreciation or excess on bike claims.
Fair, not fixed
We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on The Collective's claims.
Never tied down
We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on The Collective's claims.
Fair, not fixed
We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on The Collective's claims.
our bicycle insurance products
Choose from our bike insurance options. But don’t sweat! You’re not locked in for 12 months and can upgrade or downgrade for what you need, when you need it.
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