FLEXIBLE, 
FAIR 
BICYCLE INSURANCE

FLEXIBLE, 

FAIR 

BICYCLE INSURANCE

Fair, not fixed pricing
Pause / Cancel anytime
5* Claims experience

WHY LAKA?

Fair,
not fixed

We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on The Collective's claims.

Never
tied down

We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on The Collective's claims.

Fair, 

not fixed

We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on The Collective's claims.

Fair,
not fixed

We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on The Collective's claims.

Never
tied down

We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on The Collective's claims.

Fair, 

not fixed

We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on The Collective's claims.

our bicycle
insurance products

Choose from our bike insurance options. But don’t sweat! 
You’re not locked in for 12 months and can upgrade or downgrade for what you need, when you need it.
Our dependable bike insurance product.

Core:

Theft
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The complete bike insurance product.

Complete:

Theft
Crash & Accidental Damage
Roadside Recovery
Optional Racing and Travel
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See comparison table

need more cover?

health & rECOVERY

Accident & injury insurance
LEARN MORE

VOTED

BEST CYCLE

INSURANCE

Provider

By you.
Trustpilot

WE’VE GOT YOU COVERED

No matter what you ride.

Cecil the City Rider

Riding around town is no mean feat. Cecil opts for Complete for all their commuter needs. Third party liability and legal included too? What’s not to love.

remi the roadie

By keeping their cover on Complete for 9 months of the year, Remi get’s the right cover for the right price. With a month on Core over the winter and two months with Travel & Racing in the Summer. Flexible? Hell Yeah!

Ellis the E-Biker

Bike theft - yuck! That’s why Ellis opts for covering their e-bike with Core all year round. If you’re concerned about accidental damage, simply choose Complete.

Glen the Graveleur

Gravel is all about the adventure! Glen adjusts their cover so that damage at home and abroad is covered when hitting epic adventures. The rest of the time, theft cover with Core does just fine.

Marin the MTBer

Shredding it whenever, wherever. Broken anything? No sweat. Marin goes for Complete all year round (which includes accidental damage). When the Alps are calling they’ll simply add the Travel add-on for their trip.

TJ the TT & Tri Specialist

With a super bike, TJ opts for Complete all year round. 50% multi bike discount too! Cover for TT’s and Triathlons are included with complete. The add-on is only required for licensed racing with a massed start. Read more here.
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Read about Cycling & Insurance

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