Bike Courier Insurance

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Delivery rider
Backed by Laka

What it costs

per month
per month
per month
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Laka's 5-star claims service is an experience so good, you'll actually want to claim.
But don't take it from us. Here's what the collective have to say.
Laka - Winner of Insurance Choice Awards 2020

"Basically the hype is real, which in today's world of cost cutting, pretend-optimised, overly complicated engagements with customer service is great. It just works, in exactly the same way many other companies don't when dealing with them."


"I don’t really do recommendations but I have to praise Laka. I recently had an accident on my bike and contacted Laka. This was genuinely the most painless experience ever. If your bike is your pride and joy you must use Laka."


"Amazing customer service, quick, responsive and spot on. I couldn't believe my whole claim was sorted in 2 days with plenty of flexibility. Insurance solutions from cyclist to cyclist is definitely for real, I strongly recommend Laka!"


The Laka Experience

  • 1
    Add your bike, clothing and gear to your policy in a matter of minutes.
  • 2
    We’ll estimate your monthly contribution.
  • 3
    Pay nothing upfront, because all claims are split fairly at the end of each month.
  • 4
    Keep your gear up to date and tell us when you buy any new stuff.
  • 5
    If shit hits the fan, claim, and experience our team move mountains to get you back in the saddle.
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Here are some frequently asked questions about bike & e-bike courier insurance. Any other questions? Hit chat and ask one of the Laka team.
  • In case of a claim, unfortunately most standard bicycle insurance policies won’t cover you if you were using your bike for your work. 

  • Laka provides cover for a variety of delivery uses including, fast-food, grocery, parcel, and courier. Your work not listed here? Ask our awesome customer services team quickly online if we can cover you.

  • Yes, we love e-bikes. Laka covers e-bikes as standard, and without any extra cost. Plus we insure your battery as part of the policy.

  • Locking your bike is the best way to protect it from theft. Whenever you leave your bike unattended, out of view when on a delivery, out and about or in a communal storage location, you’ll need to secure your bike to an immovable object using a Sold Secure Gold or Diamond Rated lock. Otherwise no insurer would cover you for theft. Not sure what standard your lock is or want to find out more about our locking requirements - please chat with our team online now.