Bike Courier Insurance

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Delivery rider
Backed by Laka

Bike & E-bike Courier Insurance

Unbeatable value insurance that doesn't lock you into an outdated annual contract. And if you need to make a claim, it's quick and easy with Laka.

What it costs

Choose the value of your bike to get an idea of your contribution.

£1000
£3500
£5000
£12
per month
 £120
per year
£27
per month
 £324
per year
£37
per month
£444
per year
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VOTED THE BEST. BY You.

Laka's 5-star claims service is an experience so good, you'll actually want to claim.
But don't take it from us. Here's what the collective have to say.
Laka - Winner of Insurance Choice Awards 2020
for 5 years running

"Basically the hype is real, which in today's world of cost cutting, pretend-optimised, overly complicated engagements with customer service is great. It just works, in exactly the same way many other companies don't when dealing with them."

Valentin

"I don’t really do recommendations but I have to praise Laka. I recently had an accident on my bike and contacted Laka. This was genuinely the most painless experience ever. If your bike is your pride and joy you must use Laka."

James

"Amazing customer service, quick, responsive and spot on. I couldn't believe my whole claim was sorted in 2 days with plenty of flexibility. Insurance solutions from cyclist to cyclist is definitely for real, I strongly recommend Laka!"
‍

Sandro

Bike & E-Bike Cover

WHAT'S COVERED

Theft

The big one that stops you earning ££’s. Bikes, e-bikes, batteries and accessories are covered against theft - out on a delivery, at home and for leisure use. As long as you're using a Sold Secure Gold or Diamond lock. 

Damage and Vandalism

You're covered for any accidental damage to your bike and accessories. Whether it’s a traffic accident or if someone intentionally breaks your gear, we'll get it fixed or replaced pronto.

Breakdown Cover

Bike stolen or damaged leaving you stranded? Mechanical breakdown or injury? No worries, Laka will cover your travel costs up to £200 to get you safely (and quickly) back home.

Bike Hire

We know it’s important to get back to work asap, that’s why we offer £200 so riders can rent a bike following a claim.

Extra Fees

We know it hurts to be off the road if your bike is stolen or damaged and you’re unable to work. Unlike other insurers, Laka won’t further hurt your pocket with an excess.

Time Off Your Bike

When shit does hit the fan, we’ve got you. Our super fast claims service is handled by bike experts and usually agreed within a day. 41 minutes is our fastest settlement yet! 

Legal assistance

Cover for legal costs for pursuing a personal injury case after an accident that wasn’t your fault. Be it a driver or pothole.
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Full cover details

The Laka Experience

  • 1
    Add your bike, clothing and gear to your policy in a matter of minutes.
  • 2
    We’ll estimate your monthly contribution.
  • 3
    Pay nothing upfront, because all claims are split fairly at the end of each month.
  • 4
    Keep your gear up to date and tell us when you buy any new stuff.
  • 5
    If shit hits the fan, claim, and experience our team move mountains to get you back in the saddle.
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FAQs

Here are some frequently asked questions about bike & e-bike courier insurance. Any other questions? Hit chat and ask one of the Laka team.

  • Can I use standard bicycle insurance for food delivery or courier work?

    In case of a claim, unfortunately most standard bicycle insurance policies won’t cover you if you were using your bike for your work. 

  • What types of delivery do you cover?

    Laka provides cover for a variety of delivery uses including, fast-food, grocery, parcel, and courier. Your work not listed here? Ask our awesome customer services team quickly online if we can cover you.

  • Do you insure electric bicycles for delivery use?

    Yes, we love e-bikes. Laka covers e-bikes as standard, and without any extra cost. Plus we insure your battery as part of the policy.

  • Do I need to lock my bike?

    Locking your bike is the best way to protect it from theft. Whenever you leave your bike unattended, out of view when on a delivery, out and about or in a communal storage location, you’ll need to secure your bike to an immovable object using a Sold Secure Gold or Diamond Rated lock. Otherwise no insurer would cover you for theft. Not sure what standard your lock is or want to find out more about our locking requirements - please chat with our team online now.