Insurance for couriers and food delivery. We take a unique approach to insurance that combines:
Laka provides the ideal solution for couriers - a fully flexible, no-frills package that you can cancel anytime. We cover all pedal-powered vehicles, from cargo-bikes to trikes to EAVs. Whatever you’re delivering, we’ve got your back.
No business is the same, that's why work with you to ensure whatever your riders deliver, make sure they do so with Laka's 5-star rated cover. A few of the things we offer by standard are:
Cover for the goods your business is transporting on behalf of your customers, both in your warehouse and out on the road with your riders. Laka will soon be able to cover low or high risk goods up to a value of £25,000 per vehicle.
Our pricing is designed for couriers and will be tailored just for you.
When shit does hit the fan, we’ve got you. Claims are handled in-house and usually agreed within a day; to get you back delivering asap.
Flexible contracts. You can pause cover anytime. Plus, you'll only pay for the days you were covered. Saving you £££'s
"My bike was stolen while I was doing a delivery. It was really a upsetting situation after I lost my bike, I even used a very good lock to protect my bike from theft. It was a great comfort to have a Laka team of spectacular people with support & going the extra mile for my bicycle insurance claim. After I lost my bike, my claim was successful within 24 hours. It’s an amazing service."
— Shaikh, Randstad rider in London
Unlike other outdated insurers, we don’t charge a fixed sum upfront. Instead, we calculate your premium based on the actual cost of claims that month. Much fairer.
That means your payments will vary, but your maximum contribution will be capped and some months you might pay nothing if nobody claims.
Boom. We’ll also show you exactly where your dough goes – fixing, replacing and helping fellow members get back on their bikes.
Choose the value of your bike to get an idea of your monthly share.