insurance delivering you flexible cover

Insurance for couriers and food delivery. We take a unique approach to insurance that combines:

£0 excess
No annual contract
Super speedy claims
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Laka - Delivery Rider
Delivery Rider
Backed by Laka

Delivery backed by laka

Laka provides the ideal solution for couriers - a fully flexible, no-frills package that you can cancel anytime. We cover all pedal-powered vehicles, from cargo-bikes to trikes to EAVs. Whatever you’re delivering, we’ve got your back.

WHY Laka for couriers?

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  • 1
    We’ve been voted ‘Best Cycle Insurance Provider’ 5 years running
  • 2
    We already protect thousands of couriers in the UK
  • 3
    We have a 5* claims rating
  • 4
    Property, Public Liability and Accident & Recovery cover all available


Cover designed with couriers in mind

No business is the same, that's why work with you to ensure whatever your riders deliver, make sure they do so with Laka's  5-star rated cover. A few of the things we offer by standard are:



The big one that stops you and your riders earning ££’s. Bikes, e-bikes, batteries and accessories are covered against theft.


Whether it’s a traffic accident or vandalism, Laka covers any accidental damage to bikes and accessories. We'll get it fixed or replaced pronto.

Emergency Travel

Bike stolen or damaged leaving you stranded? Mechanical breakdown or injury? No worries, Laka will cover travel costs up to £200 to get you safely (and quickly) back to work or home.

Loss of Earnings

We include £200 to make life easier after an accident or theft. Might be a temporary rental bike or cash to make up for lost earnings.

Bike Hire

We know it’s important to get back to work asap, that’s why we offer £200 so you can rent a bike following a claim.

Optional Cover

Choose from £2m / 5m cycle accident liability cover in case you cause damage or injury whilst riding your bike for commercial purposes. Plus access to cycling legal support.
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Laka - What's Covered

Voted the best.

by you.

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coming soon

Goods in Transit

Cover for the goods your business is transporting on behalf of your customers, both in your warehouse and out on the road with your riders. Laka will soon be able to cover low or high risk goods up to a value of £25,000 per vehicle.


Flexible Pricing

Our pricing is designed for couriers and will be tailored just for you.

Got your back

When shit does hit the fan, we’ve got you. Claims are handled in-house and usually agreed within a day; to get you back delivering asap.

100% freedom

Flexible contracts. You can pause cover anytime. Plus, you'll only pay for the days you were covered. Saving you £££'s

What the
 riders say

Not our words, but yours
"My bike was stolen while I was doing a delivery. It was really a upsetting situation after I lost my bike, I even used a very good lock to protect my bike from theft. It was a great comfort to have a Laka team of spectacular people with support & going the extra mile for my bicycle insurance claim. After I lost my bike, my claim was successful within 24 hours. It’s an amazing service."
— Shaikh, Randstad rider in London