Why the offer
We’re thrilled to see so many people out on bikes, enjoying their riding and having fun. That’s why we want to encourage cyclists to #CommuteForGood. Cycling benefits your health and the planet, whilst keeping you off of public transport. It’s a win- win.
Why you need third-party cycling insurance
It’s a nasty thing to have to think about. But should the worst happen, third-party liability insurance could really save your bacon. If you were involved in an altercation with a pedestrian or motorist out on the road, you could end up being sued to fork out for medical costs, loss of earnings, court costs and lots of other nasty surprises.
Someone who knows all about this misfortune is this guy. Robert Hazeldean was left to pay £100,000 out of his own pocket after being sued by a pedestrian when they collided on a busy junction near London Bridge. The judge ruled that both were equally to blame for the incident but only the pedestrian was allowed a payout because they had put in a claim.
It’s in these exact circumstances where Laka’s third-party liability cover is designed to protect you.
What’s included in your Cover
The Laka liability cover suits every type of cyclist. No matter what you ride, you’ll get up to £2,000,000 that you are liable to pay including legal costs if you injure someone, or damage their property whilst using your bike.
The amount you can be asked to pay takes into account:
- The claimant’s medical costs
- The claimant’s loss of earnings
- The cost of replacing or fixing what’s damaged
Your cover also includes international cover for up to 60 days per trip (excluding the USA & Canada). You’re also covered for every type of bike racing from mountain biking to triathlon. Though there are some exceptions if you’re being paid to participate. Sorry Team Ineos.
If you have any questions about the Laka 3rd-party liability cover you can hit the chat icon on our website to get in touch. You can also check out our FAQs, where you can read up on the nuts and bolts of the cover.
As well as top-notch third-party coverage, we’ve also assembled a range of awesome cycling discounts that you can take advantage of. Included in our perks are the biggest brands in cycling.
You can find out more about each perk by hitting the link.
- Beryl - 20% off
- Handlebars Mechanics - £10 off
- Hexlox - 15% off
- Hiplok - 20% off
- Komoot - Free Bundle
- Muc-Off - 20% off
- Pact Coffee - 30% off
- Pelotan - 15% off
- Rafflebike - Free entry to a £50 draw
- RawVelo - 15% off
- Restrap - 15% off
- Rouleur - 10% off
- SmartHalo - £10 off
- SportPursuit - 10% of first purchase
How to sign up to the Laka Club
Signing up is easy.
- Hit this link and click the “Join club”
- Sign up with Facebook, Strava or email
- Hit the 2020 membership for £1 button
- Enter a few quick details and you’re done!