We set out to bring you the best protection against theft, accidental damage, vandalism and loss for all things bicycles.

Bikes we cover

Bikes between £500 and £15,000 can be covered with Laka. In total you can't insure more than £32,000 with us. We allow you to also add secondary bikes at the same £500 lower limit.

A few of the types of bike we can cover for you:

  • Mountain Bikes (MTB)
  • Road (inc. Track and Time Trial)
  • Gravel / Cyclocross
  • Adventure / Audax
  • E-Bikes (only electrically assisted pedal cycles!)
  • City / HybridCargo / E-cargo
  • Recumbent / mobility aid
  • Bespoke / custom builds

If you’re in doubt, get in touch with us and ask. We always love to talk bikes!


In addition to bikes, you can add up to £2,000 in accessories. You can cover the following accessories with us:

  • Shoes
  • Helmets
  • Bicycle computers
  • Glasses and goggles
  • Lights
  • Locks
  • Bicycle boxes
  • Bicycle trailers and passenger(s) carrying trailers

Cycling kit

We cover cycling clothing too. Speed suits, jackets, bibs, jerseys... you name it, we cover it.

You won't have to specify each item of clothing but just tell us for how much you would like to insure your cycling kit, which will be the maximum you can claim for after one incident.

Need something else covered? Let us know by contacting us.