Laka’s Third-Party Liability Insurance will protect you in the event that you are responsible for causing injury or death, or damaging property whilst you’re on your bike.

If you are found to have caused death, injury or damage to someone’s property, a court can order you to pay them compensation.

The amount awarded will take into account factors such as:

  • the claimant’s medical costs;
  • the claimant’s loss of earnings; and / or
  • the cost of replacing or repairing damaged property.

A Laka Third-Party Liability Insurance policy will cover the legal costs of defending you against a claim and any compensation you are ordered to pay up to £2,000,000.

If you do not have third-party liability insurance you would still be obliged to pay any compensation awarded but you would have to fund this yourself.

Is third-party liability cover for me?

Laka's Third-Party Liability Insurance is for any cyclist who is a UK resident and is over the age of 18.

This includes commuters, racers, weekend warriors and every other cyclist in between! Join the collective.

Unfortunately we can't cover professional cyclists taking part in professional races. Sorry Tao Geoghan Hart.