Activate your offer

With an exclusive offer for Santander Consumer Finance customers.

  • 90 day free cycle insurance

    Covered for theft at home or on the road, and damage whether it's a traffic accident or a race crash, your bike is covered.
  • 1 year legal assistance

    We'll help you pursue a personal injury case after an accident that wasn’t your fault.
  • 1 year liability insurance

    Comprehensive cover for personal liability when you're out cycling. Get that added peace of mind, just in case.
Activate Offer

5 REASONS WHY YOU WANT TO INSURE YOUR BIKE WITH LAKA

Activate Offer
  • 1
    Comprehensive theft and damage cover for all your bikes, accessories and clothing
  • 2
    Claims are handled by bicycle experts and usually agreed within a day
  • 3
    No excess and no depreciation means there are no sneakily reduced payouts
  • 4
    A fairer, collective insurance model in which we split all cost fairly.
  • 5
    Be never tied down, with monthly renewals and instant & free cover adjustments

your Offer Explained

We’ve partnered with Santander Consumer Finance to provide you with an exclusive Insurance offer for every bike you finance through Santander Consumer Finance.

Whether you take the kids to school on a cargo bike, ride for fun with the family, or hit the hills in Mallorca, with cover including damage, theft, worldwide travel plus loads more, customers will be protected by Laka wherever (and however) they cycle.

It’s as easy as buying a bike, activating your free insurance, and riding with peace of mind from your very first wheel spin.

You'll need your finance agreement number to activate your insurance. You can find it in your Santander Consumer Finance welcome email or text message.

Activate Offer

YOUR COVERAGE

As part of the Laka collective you’ll always ride with quality, comprehensive, cost-effective cover. So whether it’s a pothole that buckled your wheel, or someone has stolen your bike – we've got your back. Your bike is insured against:

covered

Theft

Cover for theft at home or out and about. As long as you're using a Sold Secure Gold lock.
covered

Damage

Whether its a traffic accident, race crash, pothole in the road, or an act of vandalism.
covered

Legal assistance

We'll help you pursue a personal injury case after an accident that wasn’t your fault.
covered

Third party loss

If a courier or airline loses your bike - you're covered with Laka.
covered

Worldwide travel

Your bike and accessories are covered globally for up to 120 consecutive days.
covered

Emergency cash

We include £200 to make life easier after an accident, theft, or mechanical breakdown.
covered

Third-party cycling liability

Comprehensive cover for personal liability when you're out cycling. Get that added peace of mind, just in case.
Activate Offer

VOTED THE BEST. BY YOU.

Laka's 5-star claims service is an experience so good, you'll actually want to claim.
Voted 'Best Cycle Insurance Provider' for 4 years running.
But don't take it from us. Here's what the collective have to say.

What makes us different

Never tied down

We're over annual contracts tying you down. And we’re sure you are too. So if you want to leave, you can anytime.

Insurance Flipped

We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on the collective's claims. We explain a little bit more about this below.

Got your back

When stuff goes wrong, we’ve got you. Claims are handled by experts and usually agreed within a day. With no depreciation or excess.

Activate Offer

The collective

Laka’s the new, smart way to insure your bike.

Forget everything you know about insurance. Discover our collective insurance. The collective is a group of enthusiastic cyclists, connected by a common interest, their bikes. Just like other insurers, we do the necessary checks to prevent fraudulent claims and it is also in the interest of everyone within the collective to handle your bicycle as well as possible.

Laka's collective coverage means that the costs of the claims in the collective are distributed monthly among all cyclists. Are there no claims in a month? Then you (and the rest of the collective) pay nothing at all. Fair enough.

Activate Offer
Heap | Mobile and Web Analytics
help
I need help