INSURANCE LIKE THAT FIRST PINT AFTER A CENTURY. TASTY.

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Road Racer
Backed by Laka

Road bike insurance

Fresh on two wheels, a weekend coffee and cake rider or a cracking crit racer – whatever your type of ride, you need cover that’s ahead of the pack. Cover your bike and gear with Laka’s 5-star rated bicycle insurance.

What it costs

FOCUS Izalco Max Disc 8.7 - £2,600

Choose the value of your bike to get an idea of your contribution.

£2600
£3500
£5000
£14
per month
£168
per year
£27
per month
£324
per year
£37
per month
£444
per year
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WHY IT VARIES

We calculate your premium retrospectively based on the cost of claims that month.

So it’ll go up (to your max cap) if more people claim and down if people don’t.

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Bicycle insurance

WHAT'S COVERED

Theft

At home and on the go (including mugging). Your bike, gear & accessories replaced with the latest model.

Crash + Accidental Damage

Whether it’s a traffic accident, race crash, even damage in transit by a third party, you’re covered for any accidental damage to your bike and accessories. And if someone intentionally breaks your gear, we'll get it fixed or replaced pronto.

Third Party Loss

Don’t be at loss if an airline or courier loses your bike or gear – you’re covered with Laka.

Legal Assistance

Cover for legal costs for pursuing a personal injury case after an accident that wasn’t your fault. Be it a driver or pothole.

Races and triathlons

Events are a huge part of cycling, so of course we include them in our cover. You’re even covered in transition areas during triathlons. Read the exceptions if you’re racing at professional level.

In or On Your Car (or Van!)

Breaking a car window is a lot easier than breaking a bike lock. So while we do cover bikes stored in and on cars, it’s best if they’re locked to something not easily removable, with a Sold Secure Gold lock, or covered out of plain sight.

Worldwide Travel

You're covered globally for up to 120 consecutive days. If you’re ever planning to travel for longer than that, let us know and we can look at your options.

Multi-Bike Discount

50% off any extra bikes in the same household.

The Laka Experience

  • 1
    Add your bike, clothing and gear to your policy in a matter of minutes.
  • 2
    We’ll estimate your monthly contribution.
  • 3
    Pay nothing upfront, because all claims are split fairly at the end of each month.
  • 4
    Keep your gear up to date and tell us when you buy any new stuff.
  • 5
    If shit hits the fan, claim, and experience our team move mountains to get you back in the saddle.
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Cycling liability and legal cover for £1.50 a month

Includes £2m cycle accident liability cover in case you cause damage or injury whilst riding your bike. Plus access to cycling legal support in case you're involved in an accident that wasn't your fault.
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