IT PAYS TO
BE PART OF
THE PACK

Laka is a team that looks out for each other. Our collective cover is made especially for cyclists, for life on and off your bike.

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WHAT IT MEANS
TO BE BACKED BY LAKA

Insurance Flipped

We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on the collective's claims.

The 80/20 rule

80% of your money goes straight back into the collective: fixing, replacing, helping, whatever. And the other 20% keeps our wheels spinning.

Pack mentality

Being part of Laka means committing to look after yourself and your stuff for the sake of the group. Think team first.

Got your back

When shit does hit the fan, we’ve got you. Claims are handled by experts and usually agreed within a day. With no depreciation or excess.

Never tied down

We're over annual contracts tying you down. And we’re sure you are too. So if you want to leave, you can anytime.

Not our words.
Yours

"By far the best insurance company. Their ethos in trying to help the community is a truly innovative approach to insurance."

Bicycle Cover

YOUR BIKE COVERED LIKE NEVER BEFORE

Forget what you know about insurance.
Get to know collective cover.

YOUR COVER

No matter what you ride,
you're covered for:

Theft, at home and on the go
Damage, accidental and vandalism
Loss, by third-parties like an airline or courier

5 STAR CLAIMS

An experience so good you'll
actually want to claim

Claims usually agreed within a working day
No funky fineprint, £0 excess. No depreciation
Real bike nerds and mechanics who know their stuff

How we are rated

MOVE YOUR COVER TO THE COLLECTIVE

Joining Laka is easy. And we'll even help you end things with your old insurer.
Let's chat

Recovery Cover

WITH YOU ON THE ROAD TO RECOVERY

This world-first cover looks after
our collective on and off their bikes.

HEALTH

Only the best specialists and treatments following an accident or injury.

£1,500 for any medical treatments you need, from physio to dental to mental.
Access our virtual GPs for faster treatment or £50 to speak to someone of your choice.

FITNESS & WELLBEING

A curated list of partners and services to help you come back stronger.

Coaching sessions and training plans by British Olympians.

Leading indoor bike trainers sent to you to build strength at home.

Psychological assessment and advice from leading performance coaches.

Effective nutritional plans to support your recovery, the tasty way.

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